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Brex — Corporate cards and spend management built for startups that scale

Expense Management
🥇 Team Flat Rate

Brex offers corporate credit cards, expense management, and bill pay in one platform. Used by 10,000+ companies including DoorDash, Coinbase, and Scale AI. No personal guarantee required. Real-time spend tracking and automated receipt matching.

Best for

  • +VC-backed startups needing corporate cards without personal guarantees
  • +Growing teams wanting automated expense management
  • +Finance teams tired of chasing receipts

Not ideal for

  • −Solo freelancers (personal cards are simpler)
  • −Companies with established procurement processes

Illustrative Case Study

Based on realistic usage patterns and typical results reported by users — not a verified customer story. Numbers are illustrative.

✗

The Problem

A 40-person startup used personal credit cards for business expenses. Month-end expense reports took 15+ hours of finance team time. Receipt chasing was a constant battle.

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The Solution

Issued Brex corporate cards to all employees with per-card spend limits. Automated receipt matching via mobile app. Set up approval workflows for purchases over $500.

✓

The Result

Expense report processing dropped from 15 hours to 1.5 hours monthly. Receipt compliance went from 60% to 98%. Earned $3,200/year in card rewards.

💡 ROI Estimate: Tool costs $0 (Essentials plan). Saves 13.5 hrs/mo at $60/hr = $810/mo + $267/mo in rewards. ROI: infinite (free tool).

— Frequently asked questions about Brex

How does Brex compare to Expensify?+
Different tools. Expensify is expense reporting software (works with any card). Brex is corporate cards + expense management bundled together. Brex eliminates reimbursements entirely since employees use Brex cards directly.
Does Brex require a personal guarantee?+
No. Brex does not require personal guarantees or credit checks on founders. Credit limits are based on company financials (bank balance and spending patterns).
Is Brex really free?+
The Essentials plan is free — unlimited cards, basic expense management, and bill pay. Premium ($12/user/mo) adds advanced controls, accounting integrations, and custom approval workflows.
Browse all Expense Management tools →

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— See also in Expense Management

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Expensify

Expense reports that submit themselves — and stop the monthly chaos

💰 Your ROI Calculator

Personalize the estimate — what's your time worth?

$/hr

Brex saves ~14 hrs/mo on Expense report processing and receipt chasing.

Time value (14 hrs × $50)$700/mo
Tool costFree
Net monthly savings$700/mo

* Estimate based on typical usage. Your actual results will vary.

Pricing

Starting fromFree (Essentials) / $12/user/mo (Premium)
✓ Free plan

Quick facts

CategoryExpense Management
Headquarters🇺🇸 USA
◆4.0/ 5.0Boring Score

💡 Tool costs $0 (Essentials plan). Saves 13.5 hrs/mo at $60/hr = $810/mo + $267/mo in rewards. ROI: infinite (free tool).

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